Good or bad? 60% of all millenials don’t own a credit card

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Reported by Liku Zelleke

A new survey conducted for and released last week shows that 60 percent of people aged between 18 and 29 don’t own a credit card.

These are the same people that grew up during the “Great Recession” and have seen firsthand as people struggled with debt.  Their solution to the problem is to simply stay clear of it. While this might sound like a good idea, experts say that in the long run, these same people could find it to be a costly mistake when, for example, they go looking to buy a car or apply for a job.

Jean Chatzky, a personal finance expert and a contributing editor at, says that these people are missing out on a chance to build their credit scores. In today’s commercial world, it means that bad credit scores make it hard to get things like car loans, affects how much they have to pay for auto insurance and even makes it difficult for them to land jobs.

READ MORE via Financial Juneteenth | Good or bad? 60% of all millenials don’t own a credit card.


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